Savings Rates

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Share Savings Rates

Account	Min. to earn dividends	Rate	APY*
Share Savings	$200	0.05%	0.05%
Checking	$1,000	0.05%	0.05%
Special Savers	$2,500 or more	0.05%	0.05%
Club Accounts	N/A	0.05%	0.05%
IRA Accounts	N/A	0.05%	0.05%

*APY=Annual Percentage Yield. Rates have been reviewed and updated as of April 17, 2023. All above accounts are adjustable and are subject to change monthly on the 1st of each month. Annual Percentage Yield based upon monthly compounding for one year. All rates are subject to change without notice. All deposits are insured up to $250,000 by the NCUA (National Credit Union Administration).

Certificate Rates

Term	Minimum	APY*	TruePerks
6 Months	$500	1.00%	1.05%
7 Months*	$500	4.00%	4.05%
12 Months	$500	1.25%	1.30%
13 Months*	$500	3.75%	3.85%
18 Months	$500	1.50%	1.60%
24 Months	$500	1.75%	1.85%
36 Months	$500	1.75%	1.90%
48 Months	$500	1.75%	1.95%
60 Months	$500	1.75%	2.00%

*All deposits are insured up to $250,000 by the NCUA. APY= Annual Percentage Yield. APY is accurate as of November 13, 2024. APY based on monthly compounding for one year. Rates and terms are subject to change without notice. A penalty applies for early withdrawal, which would reduce earnings on the account. Federally insured by NCUA. Ask a TrueCore team member for details on the TruePerks Membership Rewards Program. *Limited time offer.

Dollar Dog and Money 101 Club Certificate Rates

	Who	Term	Minimum	APY*
Dollar Dog Club	Ages 12 and under	12 months	$250	1.25%
Money 101 Club	Ages 13-18	12 months	$250	1.25%

Money Market Rates

Money Market	Rate	APY*
$5,000 - $24,999.99	0.499%	0.50%
$25,000 - $49,999.99	0.747%	0.75%
$50,000 - $99,999.99	0.847%	0.85%
$100,000+	0.995%	1.00%

*Rates have been reviewed and updated as of April 17, 2023. APY = Annual Percentage Yield. All dividends are compounded monthly. Dividend rates are variable and subject to change monthly without notice after the account is opened. The APY is based on the assumption that dividends remain within the account during the dividend period. A minimum daily balance of $5,000 is required in the account each day to earn dividends. Regulation D allows you to transfer funds from each savings and Money Market account to checking up to 6 times per month. Federally insured by NCUA.

Change It Up

With our Change It Up program, we’ll round up the amount of your debit card purchases to the next whole dollar. Example: Spend $20.25 with your debit card, and $.75 will automatically transfer from your checking account to your CHANGE IT UP℠ savings account. This money will earn twice the normal dividends for the month of December!

Call or text a Member Service Representative at 740-345-6608 or email info@truecore.org for details on eligibility and how to enroll in this free program.

Change It Up: The normal Change It Up APY is 10%. Promotional Christmas offer of 20% APY is effective December 1-31, 2024 only. APY is based on monthly compounding for one year. Rates and terms are subject to change without notice. There are no withdrawal restrictions on the Change it Up savings account. APY=Annual Percentage Yield. In order for a debit card transaction to be included in the round up, it must be a signature-based transaction (credit). Cash back on closed loans may be transferred into your Change It Up savings account. Some restrictions apply.

If you are not already participating in the Change It Up program, enrollment is free, you just have to be a TrueCore member and qualify for the TruePerks Membership Rewards program. For details on TruePerks, please visit www.truecore.org. This credit union is insured by the National Credit Union Administration.

Checking

The right choice, right now, to keep tabs on daily spending and manage your money the way you like.

Learn More about Checking Accounts

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